The bottom line: Citibank also offers signature loans having pretty good interest levels versus race. Although not, just current Citi clients are entitled to funds, while the count you can use is limited.
Citibank personal bank loan numbers and rates
Citibank loan amounts consist of $2,one hundred thousand so you’re able to $29,one hundred thousand, therefore the company welcomes applications out of customers of all the 50 says and you will Washington, DC.
According to your credit score or other financial points, your own Annual percentage rate will consist of 7.99 so you’re able to %, that is mediocre compared to the additional significant competitors’ ple, Marcus’ prices start from six.99% to help you %, when you’re Avant’s funds has APRs ranging from nine.95% in order to %.
Benefits and drawbacks of Citibank personal loans
- Competitive Apr assortment. Both best and you will base ends off Citi’s Annual percentage rate range is in line with most other similar loan providers. However, for those who have greatest-level borrowing you may be able to get lower rates that have almost every other lenders, such Lightstream or SoFi.
- Zero prepayment penalty otherwise origination percentage. It is possible to pay off the loan rather than taking on an extra percentage. Citi plus would not charge a fee a keen origination fee, that is a sum of money subtracted from your loan equilibrium whenever funds is disbursed. Continue reading “Citibank signature loans comment: Funds that have strong interest rates getting existing Citi customers”